Problem/Solution

1. Paying for liability insurance to protect against potential lawsuits.
2. Marketing and advertising expenses to promote services.
3. Inventory theft or shrinkage.
4. Balancing cash flow during periods of economic uncertainty.
5. Maintaining a professional appearance and attire, which can be costly.
6. Paying for transportation or commuting expenses.
7. The cost of maintaining necessary licenses and permits.
8. Financing or leasing equipment and furniture for the salon/studio.
9. Dealing with delayed or late client payments.
10. Adapting to pricing pressures and competition in the market.
11. The cost of obtaining high-quality product samples for clients.
12. Handling currency exchange rates when dealing with international clients.
13. Managing taxes and accounting expenses.
14. Financially planning for maternity or sick leave.
15. Dealing with damages or accidents involving clients or property.
16. Finding affordable and effective marketing strategies.